About Us

Independent insurance guidance with elegance, clarity and care.

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Risk & Cover Experts LLC

Risk & Cover Experts LLC was founded with one clear mission — to provide exceptional insurance service, 24/7 support, and real education for our clients.

Daniella Shalimova, the founder of Risk & Cover Experts LLC, combined deep industry knowledge, personalized care, and access to the best insurance markets — bringing together outstanding service, individual attention, and competitive pricing all in one place.

Our goal is simple yet powerful — to protect your dreams and your future. We work with top-rated carriers in Florida so every client can choose among the best options.

At Risk & Cover Experts, we’re here for your Auto, Home, Life, and Business Insurance — guiding you with clarity, trust, and care.

Daniella Shalimova — Founder & Agent

Daniella Shalimova

Founder & Licensed Agent

Our Values

Clarity

Transparent explanations and pricing — no “fine print”.

Care

Personal support — from first consult to claims, 24/7.

Craft

Tailored policies to your risks, family and business goals.