Russian Speaking Insurance Agent • Miami – West Palm Beach • All Florida
GET A QUOTERisk & Cover Experts — an independent insurance agency providing homeowners insurance in Florida for houses, condos, rental properties, and tenants.
We proudly work with Russian-speaking clients across Florida, helping you understand coverage clearly and choose the right policy.
If you are searching for:
— you are in the right place.
We serve Miami, Fort Lauderdale, Hallandale Beach, Boca Raton, West Palm Beach and the entire state of Florida.
The most common homeowners policy in Florida, designed for single-family homes.
Wind and hurricane deductibles apply separately in Florida.
HO6 insurance is for condo owners.
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HO4 is designed for tenants renting apartments or houses.
Affordable and highly recommended.
DP3 insurance is for investment and rental properties.
Ideal for real estate investors.
Flood insurance is NOT included in standard HO3, HO6, or DP3 policies.
Flood coverage is available through:
Highly recommended in Florida — even in low-risk zones.
Florida homeowners insurance depends heavily on:
We help clients avoid underwriting issues and last-minute cancellations.
We assist Russian-speaking clients with:
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Call or submit a request today. Most quotes are completed within 15–30 minutes.
Fill out the form and we’ll get back within 1 business day.
Your quote request has been successfully submitted.
Our team will reach out within 1 business day.